4278 Harbor Lane

Sherrills Ford, NC
$ 339,900 Beds 3 Baths 2 Sq 1,428
Monthly Estimate* How much can I afford?

This Rare Opportunity with Lake Views and Lake Access to Lake Norman is back on the market after further inspection. The property has been evaluated by a structural engineer. According to the engineer, the observed settling is longstanding, related to original construction methods, and not believed to be ongoing. Reports and findings from the engineer are attached to this listing. This is a unique opportunity to own an affordable property with beautiful lake views of Lake Norman. This 3 bed, 2 bath home is perfect as a full-time residence, seasonal getaway, or even a VRBO/investment rental property. Built elevated to maximize the stunning water views, the home offers year-round lake views from the front. During the winter months, additional lake views can be enjoyed from the rear of the home on either of the screened in decks, while mature trees provide natural privacy throughout the summer. This one-owner home has been exceptionally well cared for and features several recent updates, including fresh interior paint, new carpeting in the bedrooms, hallway, and living area, as well as, updated electrical outlets and some lighting. A whole house water filtration system was also put into place in 2003 and is maintained every 6 months. The windows have also been replaced in the sellers ownership. The one-level open floor plan offers comfortable living with a spacious laundry room, three bedrooms, and two full baths. Step directly from the kitchen onto a two-level screened-in back porch—ideal for entertaining or relaxing while enjoying the peaceful surroundings. Beautiful water views can be appreciated from every room on the front of the home creating a bright and inviting atmosphere throughout. An added bonus is deeded water access. All 17 homeowners share ownership of the first lot on the right as you enter the neighborhood, which provides access to Lake Norman. Bring your boat right from the driveway to the lake access point!!! Mountain Creek Marina is also conveniently located less than a quarter mile drive from the property or just across the water from the lake access. (Mountain Creek Marina - 704-483-0077/mtcreekmarina.com) Major updates include: Universal Windows (2019-30 year warranty) New roof (2020) Heat pump/Central air system (2021) Whole house water filtration system (2003) updated decking and screened in back decks carpet, electrical outlets and some lighting (2025/2026) washer/dryer conveys. Schedule your showing today and start enjoying lake living at an affordable price! For information regarding the 150 widening project visit: https://www.ncdot.gov/projects/nc-150/Pages/default.aspx

Single Family

  • Price
  • $ 339,900
  • City
  • Sherrills Ford
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • CATAWBA
  • Half Bathrooms
  • 0
  • Area
  • Catawba County
  • Lot Size
  • 0.46 Acres
  • Zip
  • 28673
  • Sqr Footage
  • 1,428
  • Year Built
  • 1982
  • Style
  • Traditional
  • MLS#
  • 4346441
Listed By: Howard Hanna Allen Tate Lake Norman; kim.coggins@allentate.com
Data Source: Canopy MLS

Features

General

Living Area 1428
Sewer Septic Installed
Heating Heat Pump
Cooling Central Air
Roof Architectural Shingle
Appliances Dishwasher,Electric Range,Refrigerator,Washer/Dryer
Patio/Porch Features Deck,Rear Porch,Screened
Architectural Style Traditional
Construction Materials Vinyl
Year Built 1982
View Water,Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number 4607195153230000
Waterfront Features Boat Ramp – Community,Paddlesport Launch Site - Community
Community Features Lake Access
County Catawba
New Construction No
Property Type Residential
HOA No
Subdivision Name Colony Harbor
Garage Y/N No
Full Baths 2
Directions Traveling Hwy 150 East from Hwy 16,take a right onto Harbor Lane just after the second lake crossing. Coming Traveling east on 150 from 77,Just past the Publix shopping center (Sherrills Ford),look
High School Bandys
City Sherrills Ford
Body of Water Lake Norman
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Sherrills Ford
Middle/Junior High School Mill Creek
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Restrictions N/A
Tax Assessed Value 282700
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Interior Amenities Open Floorplan
Basement Exterior Entry,Storage Space
Flooring Carpet,Vinyl
Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 1428
Laundry Features Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Total Bedrooms 3
Total Baths 2
SqFt Main 1428
Bedroom 3

Exterior Features

Parking Features Driveway
Lot Features Cleared,Views
Water Source Well
Lot Size Area 0.46
Foundation Details Basement,Pillar/Post/Pier
Road Surface Type Concrete,Paved
Door Features Sliding Doors
Other Equipment Other - See Remarks
Road Responsibility Private Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Sherrills Ford Elementary School
Middle School Mill Creek Middle School
High School Bandys High School

Price History

3/3/2026 Listed $372,500
4/16/2026 1% - $369,900
6/8/2026 5% - $355,000
6/29/2026 2% - $349,900
8/2/2026 2% - $344,900
9/10/2026 2% - $339,900

Property vs Zip Code Average in 28673

Price
AVG $680K
$340K
Year Built
AVG 2015
1982
Visits
AVG 287
166
Data Provided by Inside Real Estate®

4278 Harbor Lane Sherrills Ford, NC is a Single Family Home for sale at $339900 with 1428 sqft and a lot size of 0.46 Acres Acre(s). 4278 Harbor Lane Sherrills Ford has 3 bedrooms, 2 baths and was built in 1982. The property's zip code is 28673 which is in Sherrills Ford, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.