1101 Otter Creek Road

Topton, NC
$ 220,000 Beds 3 Baths 2 Sq 1,580
Monthly Estimate* How much can I afford?

Nestled in the heart of the Nantahala fly-fishing region, this 3.77-acre property offers exceptional versatility — ideal as a primary residence, fishing getaway, or short-term rental. With thoughtful updates and renovation, the home could become a comfortable full-time residence, while the expansive acreage provides ample room for additional investment cabins. The area is renowned for world-class trout fishing, with nearby waters supporting brook, rainbow, and brown trout and drawing anglers year-round. Enjoy peaceful country living and pastoral views, all while being just minutes from the upper Nantahala River, Nantahala Lake, and the Appalachian Trail. Whether you envision a private mountain retreat or an income-producing opportunity, this property combines natural beauty, recreation, and location in one of Western North Carolina’s most desirable outdoor settings.

Single Family

  • Price
  • $ 220,000
  • City
  • Topton
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • MACON
  • Half Bathrooms
  • 0
  • Area
  • Macon County
  • Lot Size
  • 3.77 Acres
  • Zip
  • 28781
  • Sqr Footage
  • 1,580
  • Year Built
  • 1940
  • Style
  • MLS#
  • 4343705
Listed By: Keller Williams Great Smokies - Bryson City; craigparksrealestate@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 1580
Sewer Septic Installed
Heating Heat Pump
Cooling Central Air
Appliances Electric Oven,Electric Range,Refrigerator
Zoning R
Construction Materials Vinyl
Year Built 1940
Levels Two
Property Subtype Single Family Residence
Parcel Number 6527383888
County Macon
New Construction No
Property Type Residential
HOA No
Subdivision Name None
Garage Y/N No
Full Baths 2
Directions Wayah rd to Otter Creek to house on right at 1101.
High School Unspecified
City Topton
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Restrictions No Restrictions
Tax Assessed Value 236640
Listing Terms Cash,Conventional

Interior Features

Basement Other
Flooring Carpet,Laminate,Wood
Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 1580
Laundry Features Utility Room
Total Bedrooms 3
Total Baths 2
SqFt Main 1580
Bedroom 3

Exterior Features

Parking Features Parking Lot
Water Source Well
Lot Size Area 3.77
Foundation Details Crawl Space
Road Surface Type Gravel,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

2/5/2026 Listed $220,000

Property vs Zip Code Average in 28781

Price
AVG $780K
$220K
Year Built
AVG 1997
1940
Visits
AVG 79
205
Data Provided by Inside Real Estate®

1101 Otter Creek Road Topton, NC is a Single Family Home for sale at $220000 with 1580 sqft and a lot size of 3.77 Acres Acre(s). 1101 Otter Creek Road Topton has 3 bedrooms, 2 baths and was built in 1940. The property's zip code is 28781 which is in Topton, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.