27 Circle Drive

Belmont, NC
$ 1,194,000 Beds 5 Baths 3.5 Sq 2,788
Monthly Estimate* How much can I afford?

A most special and one-of-a-kind property is offered at 27 Circle Drive in downtown Belmont NC. Very few downtown homes offer such a wonderful homesite - this home features a 0.75-acre fully fenced and level lot. The current owners purchased the property in 2007 knowing there was a lot of work ahead of them since the home was not in good condition. Since that time, all of the right steps have been taken to bring the home into solid condition, plus being upgraded in so many ways. There is so much history to this property starting with the original plat from the Dr. W W Davis Estate where several lots were combined to create this homesite. According to the NC State Historical Society, this home is known as the Dr. Roy H McDowell House - a beloved family physician in Belmont - his legacy can be seen on display in the Belmont Historical Society and on display in the home. As you walk through the home, you will see several doors that were used back in the day for patients to come and go! Amazing!! Almost $300K worth of improvements have been made to this home by the current owners with so many of them not readily seen such as - forty new high-end Pella windows, new doors, new crawlspace vapor barrier, insulation, and preventative treatments, structural remediation, new roof, new HVAC's, new fencing, new shed, new tankless water heater, updated plumbing, plus more! Then, the owners took care of the beautiful things you can see - a totally new kitchen and appliances, updated baths, new landscaping, added two laundry locations, new front walkway. Inside this beautiful home, you will find wood flooring on both levels in all rooms except the baths which are tiled. There are lots of windows and the home takes in so much natural light - it's lovely on a sunny day! There are two opportunities for a primary bedroom location - one on each level. Storage is no problem with two walk-in attics plus a pull-down attic. Remember the shed too for outdoor implements. If interested, the owners had a plan drawn for a detached apartment along side the circular driveway. If you're familiar with Belmont, then you know how incredible this location is - use your golf cart or walk to all that downtown Belmont has to offer! If you've never been to Belmont and are looking for a robust yet quieter lifestyle that small towns offer, come take a look - you will be impressed. Belmont offers close proximity to the Charlotte Douglas International Airport, easy highway access, restaurants, bars, shops, a park, city festivals, close to Lake Wylie for boating, and more! The owners are so excited to offer their home to the next owner to love it as much as they have - come take a look!

Single Family

  • Price
  • $ 1,194,000
  • City
  • Belmont
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • GASTON
  • Half Bathrooms
  • 1
  • Area
  • Gaston County
  • Lot Size
  • 0.75 Acres
  • Zip
  • 28012
  • Sqr Footage
  • 2,788
  • Year Built
  • 1944
  • Style
  • MLS#
  • 4337909
Listed By: RE/MAX Executive; Anne@AnneBrade.com
Data Source: Canopy MLS

Features

General

Living Area 2788
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available,Natural Gas
Appliances Dishwasher,Exhaust Hood,Gas Range,Gas Water Heater,Microwave,Refrigerator,Washer/Dryer
Construction Materials Aluminum
Year Built 1944
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 125436
County Gaston
New Construction No
Property Type Residential
HOA No
Subdivision Name Belmont
Garage Y/N No
Full Baths 3
Directions In Belmont - Woodrow Avenue to Circle Drive which is a ONE-WAY street and you can only enter the correct direction from the corner of Woodrow Avenue and Circle Drive. Please do not enter Circle Drive
High School South Point (NC)
City Belmont
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Belmont Central
Middle/Junior High School Belmont
Additional Parcels Y/N No
Virtual Tour https://player.vimeo.com/progressive_redirect/playback/1186492277/rendition/2160p/file.mp4%20%282160p%29.mp4?loc=external&signature=896d68acdaba6de66ce7ae6d2a3c868cb4904b7bd89c8b3787939f48502a6965
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 631490
Virtual Tour https://player.vimeo.com/progressive_redirect/playback/1186492277/rendition/2160p/file.mp4%20%282160p%29.mp4?loc=external&signature=896d68acdaba6de66ce7ae6d2a3c868cb4904b7bd89c8b3787939f48502a6965
Listing Terms Cash,Conventional,VA Loan

Interior Features

Interior Amenities Attic Stairs Pulldown,Attic Walk In,Kitchen Island,Walk-In Closet(s)
Basement Exterior Entry,Interior Entry,Partial,Storage Space,Sump Pump,Unfinished,Walk-Out Access,Walk-Up Access
Flooring Tile,Wood
Basement (Y/N) Yes
Window Features Insulated Window(s)
Fireplace Y/N No
Above Grade Finished Area 2788
Half Baths 1
Laundry Features In Basement,Mud Room,Lower Level,Main Level,Multiple Locations
Total Bedrooms 5
Total Baths 4
SqFt Main 1725
SqFt Upper 1063
Bedroom 2

Exterior Features

Fencing Back Yard,Front Yard,Full
Parking Features Circular Driveway
Lot Features Corner Lot,Level
Water Source City
Lot Size Area 0.75
Foundation Details Basement,Crawl Space
Road Surface Type Gravel,Paved
Other Parking lot is fenced with gate to pea gravel circular driveway
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Belmont Central Elementary School
Middle School Belmont Middle School
High School South Point (NC) High School

Price History

1/21/2026 Listed $1,372,000
4/17/2026 6% - $1,297,000
5/1/2026 4% - $1,249,000
6/8/2026 3% - $1,224,000
8/27/2026 3% - $1,194,000

Property vs Zip Code Average in 28012

Price
AVG $660K
$1.19M
Year Built
AVG 2002
1944
Visits
AVG 200
959
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

27 Circle Drive Belmont, NC is a Single Family Home for sale at $1194000 with 2788 sqft and a lot size of 0.75 Acres Acre(s). 27 Circle Drive Belmont has 5 bedrooms, 3 baths and was built in 1944. The property's zip code is 28012 which is in Belmont, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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828-293-4452

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