124 Flat Creek Drive

Lake Toxaway, NC
$ 327,400 Beds 2 Baths 2 Sq 1,728
Monthly Estimate* How much can I afford?

Welcome to 124 Flat Creek Drive—an elegant mountain retreat ideally positioned in the heart of Lake Toxaway, North Carolina. Set on a serene, wooded +/- 1-acre parcel, this thoughtfully upgraded residence offers a rare blend of privacy, natural beauty, and effortless access to the region’s most coveted outdoor destinations. Just minutes from the breathtaking trails and waterfalls of Gorges State Park and the renowned recreation of DuPont State Forest and Pisgah Nation Forest, this property serves as an exceptional haven for those who appreciate both comfort and adventure. Inside, the home showcases a light-filled, open-concept design that seamlessly unites the living, dining, and kitchen areas—ideal for elevated everyday living or gracious entertaining. Tasteful interior upgrades and abundant natural light create a warm yet sophisticated atmosphere. With two well-appointed bedrooms and two nice bathrooms, the floor plan offers both function and refined style. The covered side porch extends the living space outdoors, inviting you to relax in a tranquil setting surrounded by mature trees and the soothing ambiance of the mountains. In addition to its residential appeal, this property presents outstanding short-term rental investment potential. Lake Toxaway’s year-round demand for small mountain escapes—paired with proximity to premier natural attractions—positions this home as an attractive income-producing asset without sacrificing its charm as a personal retreat. A compelling blend of upscale comfort, natural serenity, and strategic opportunity, 124 Flat Creek Drive is modest mountain living at its finest.

Single Family

  • Price
  • $ 327,400
  • City
  • Lake Toxaway
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • TRANSYLVANIA
  • Half Bathrooms
  • 0
  • Area
  • Transylvania County
  • Lot Size
  • 1 Acres
  • Zip
  • 28747
  • Sqr Footage
  • 1,728
  • Year Built
  • 1995
  • Style
  • Arts and Crafts
  • MLS#
  • 4325770
Listed By: Petit Properties Inc; jjraines1@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 1728
Sewer Septic Installed
Heating Central,Heat Pump
Cooling Central Air,Heat Pump
Utilities Cable Available,Wired Internet Available
Roof Architectural Shingle
Appliances Dryer,Electric Oven,Refrigerator,Washer,Other
Zoning None
Patio/Porch Features Covered,Deck,Screened,Side Porch
Architectural Style Arts and Crafts
Construction Materials Fiber Cement
Year Built 1995
Levels One
Property Subtype Single Family Residence
Parcel Number 8533-63-5891-000
Elevation 2500
County Transylvania
New Construction No
Property Type Residential
HOA No
Subdivision Name Flat Creek
Garage Y/N No
Full Baths 2
Directions From downtown Brevard,travel US-64 West toward Lake Toxaway. After approx. 10 miles,turn right onto Silversteen Road. Continue straight onto Golden Road. Turn Right onto Flat Creek Drive. The home wi
High School Rosman
City Lake Toxaway
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School T.C. Henderson
Middle/Junior High School Rosman
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Restrictions No Restrictions,Other - See Remarks
Tax Assessed Value 269890
Listing Terms Cash,Conventional

Interior Features

Basement Daylight,Exterior Entry,Finished,Interior Entry
Flooring Carpet,Tile,Vinyl
Basement (Y/N) Yes
Fireplace Y/N No
Above Grade Finished Area 864
Laundry Features In Basement
Total Bedrooms 2
Below Grade Finished Area 864
Total Baths 2
SqFt Main 864
Bedroom 2

Exterior Features

Parking Features Driveway
Lot Features Private,Rolling Slope,Wooded
Water Source Well
Lot Size Area 1
Foundation Details Basement
Road Surface Type Gravel
Door Features Sliding Doors
Road Responsibility Private Maintained Road
Horse Amenities None
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School T.C. Henderson Elementary School
Middle School Rosman Middle School
High School Rosman High School

Price History

11/27/2025 Listed $369,000
1/7/2026 1% - $368,500
2/19/2026 2% - $363,500
4/17/2026 5% - $347,500
6/2/2026 3% - $337,900
6/21/2026 3% - $327,900
9/3/2026 1% - $327,400

Property vs Zip Code Average in 28747

Price
AVG $2.8M
$330K
Year Built
AVG 1995
1995
Visits
AVG 249
389
Data Provided by Inside Real Estate®

124 Flat Creek Drive Lake Toxaway, NC is a Single Family Home for sale at $327400 with 1728 sqft and a lot size of 1 Acres Acre(s). 124 Flat Creek Drive Lake Toxaway has 2 bedrooms, 2 baths and was built in 1995. The property's zip code is 28747 which is in Lake Toxaway, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.