195 Terrace Drive

Canton, NC
$ 407,000 Beds 4 Baths 1.5 Sq 1,983 Virtual Tour
Monthly Estimate* How much can I afford?

Price Improvement! Timeless 1919 Victorian farmhouse offering a blend of historic character and thoughtful updates. This well-maintained home features a covered front porch and combines original charm with modern updates. The interior and exterior have been freshly painted, complemented by refinished original hardwood floors and updated windows throughout. The kitchen features custom concrete countertops, ample cabinetry, and included appliances. A formal dining room provides additional space for everyday use or entertaining. The living room offers high ceilings, built-ins, and a gas fireplace. A sunroom adds flexible living space with abundant natural light and year-round usability. Upstairs includes four generously sized bedrooms suitable for a variety of uses such as guest rooms, office space, or hobbies, while maintaining original architectural details and craftsmanship throughout the home. Exterior features include mature shade trees, established landscaping, stone accents, a backyard patio with built-in BBQ, fenced area for pets, rear parking access, and a detached workshop with electricity, suitable for storage, hobbies, or projects. Additional features include city water and sewer, propane furnace, and an unfinished basement offering storage and future potential.

Single Family

  • Price
  • $ 407,000
  • City
  • Canton
  • Bedrooms
  • 4
  • Full Bathrooms
  • 1
  • County
  • HAYWOOD
  • Half Bathrooms
  • 1
  • Area
  • Haywood County
  • Lot Size
  • 0.43 Acres
  • Zip
  • 28716
  • Sqr Footage
  • 1,983
  • Year Built
  • 1919
  • Style
  • MLS#
  • 4319242
Listed By: Seller Solutions; homesbygena@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 1983
Sewer Public Sewer
Heating Propane,Other - See Remarks
Cooling Ceiling Fan(s)
Roof Metal
Appliances Dishwasher,Electric Range,Refrigerator
Patio/Porch Features Covered,Enclosed,Front Porch,Rear Porch,Terrace
Construction Materials Asbestos,Vinyl
Year Built 1919
Levels Two
Property Subtype Single Family Residence
Parcel Number 8657-53-4677
County Haywood
New Construction No
Property Type Residential
HOA No
Subdivision Name Fibreville-Skyland Terrace
Garage Y/N No
Other Structures Shed(s)
Full Baths 1
High School Pisgah
City Canton
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School North Canton
Middle/Junior High School Canton
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 178300
Listing Terms Cash,Conventional,FHA,VA Loan

Interior Features

Basement Partial,Unfinished,Walk-Up Access
Flooring Wood
Fireplace Features Gas,Gas Unvented,Living Room,Propane
Basement (Y/N) No
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 1983
Half Baths 1
Laundry Features Electric Dryer Hookup,Mud Room,Outside,Porch,Washer Hookup
Total Bedrooms 4
Total Baths 2
SqFt Main 1086
SqFt Upper 897

Exterior Features

Exterior Amenities Storage
Fencing Partial
Parking Features Driveway
Lot Features Cleared,Hilly,Level,Wooded
Water Source City
Lot Size Area 0.43
Foundation Details Crawl Space
Road Surface Type Asphalt,Gravel,Paved
Door Features Insulated Door(s)
Road Responsibility Publicly Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School North Canton Elementary School
Middle School Canton Middle School
High School Pisgah High School

Price History

11/10/2025 Listed $460,000
2/27/2026 1% - $458,000
4/2/2026 1% - $456,000
4/15/2026 2% - $449,000
5/30/2026 1% - $448,000
6/6/2026 1% - $447,000
6/30/2026 1% - $446,000
7/3/2026 1% - $445,000
7/8/2026 1% - $444,000
7/22/2026 1% - $443,000
8/6/2026 1% - $442,000
8/18/2026 3% - $429,000
9/4/2026 5% - $409,000
9/18/2026 1% - $407,000

Property vs Zip Code Average in 28716

Price
AVG $570K
$410K
Year Built
AVG 1976
1919
Visits
AVG 178
457
Data Provided by Inside Real Estate®

195 Terrace Drive Canton, NC is a Single Family Home for sale at $407000 with 1983 sqft and a lot size of 0.43 Acres Acre(s). 195 Terrace Drive Canton has 4 bedrooms, 1 baths and was built in 1919. The property's zip code is 28716 which is in Canton, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.