614 Smith Street

Albemarle, NC
$ 249,900 Beds 3 Baths 1 Sq 1,670
Monthly Estimate* How much can I afford?

1950's charming ranch in Albemarle! The home is brick and situated on just under an acre. Huge, fenced in backyard with a storage building. Also, a sunroom was added to the original structure. There is a garage and a carport for your cars. The home has many features including hardwood floors and a family room/den that is covered in wood on the walls and the ceiling. Three bedrooms, one bath and tons of space! Almost 1700 square feet excluding the 271 sq ft of sunroom that has been heated in the past. This one will not last long!

Single Family

  • Price
  • $ 249,900
  • City
  • Albemarle
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • STANLY
  • Half Bathrooms
  • 0
  • Area
  • Stanly County
  • Lot Size
  • 0.87 Acres
  • Zip
  • 28001
  • Sqr Footage
  • 1,670
  • Year Built
  • 1953
  • Style
  • MLS#
  • 4316087
Listed By: Four Seasons Realty Albemarle; stanlycountyhomes@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 1670
Sewer Public Sewer
Heating Oil
Cooling Central Air
Appliances Oven,Refrigerator
Garage Spaces 1
Construction Materials Brick Full
Year Built 1953
Levels One
Property Subtype Single Family Residence
Parcel Number 6548-02-77-6789
County Stanly
New Construction No
Property Type Residential
HOA No
Subdivision Name Melchor Heights
Garage Y/N Yes
Other Structures Outbuilding
Full Baths 1
High School Unspecified
City Albemarle
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N Yes
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Tax Assessed Value 246406
Listing Terms Cash,Conventional

Interior Features

Flooring Wood
Basement (Y/N) No
Fireplace Y/N Yes
Above Grade Finished Area 1670
Laundry Features Electric Dryer Hookup,In Garage
Total Bedrooms 3
Total Baths 1
SqFt Main 1670
SqFt Garage 417
Bedroom 3

Exterior Features

Fencing Back Yard,Chain Link,Fenced
Parking Features Attached Carport
Water Source City
Lot Size Area 0.87
Foundation Details Crawl Space
Lot Dimensions 100 X 380
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

10/24/2025 Listed $299,900
12/2/2025 4% - $289,900
2/18/2026 4% - $279,900
3/25/2026 4% - $269,900
6/22/2026 2% - $264,900
8/4/2026 4% - $254,900
9/9/2026 2% - $249,900

Property vs Zip Code Average in 28001

Price
AVG $340K
$250K
Year Built
AVG 1987
1953
Visits
AVG 168
668
Data Provided by Inside Real Estate®

614 Smith Street Albemarle, NC is a Single Family Home for sale at $249900 with 1670 sqft and a lot size of 0.87 Acres Acre(s). 614 Smith Street Albemarle has 3 bedrooms, 1 baths and was built in 1953. The property's zip code is 28001 which is in Albemarle, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.