545 Summit Road

Tryon, NC
$ 599,500 Beds 3 Baths 3.5 Sq 3,110
Monthly Estimate* How much can I afford?

Spectacular year round mountain views from this private home in the gated Melrose Mountain community. Less than 15 minutes from downtown Tryon. Quiet, peaceful home with 2 additional lots for a total of 2.89 +/- acres to insure privacy. Main level offers a primary bedroom with ensuite bath and access to the deck. An additional bedroom, full bath, bonus room,1/2 bath, kitchen and dining, accompany the lodge style den where the wood ceiling with exposed beams and stone fireplace create a warm atmosphere as you enjoy the long range mountain views through the expansive windows and glass doors. There's another level for friends and family. Downstairs is a large open family room with plenty of space for game tables and a designated area for watching movies or the big game. Another bedroom, bonus room, and full bath round out the lower level. There's a large deck on the back of the house with plenty of room for grilling, outdoor dining or just relaxing and enjoying the top of the mountain. Miles of roads inside the gates offer safe walking opportunities through the mountain forest. There's a lake for swimming that has a sandy beach with outdoor tables and chairs and a second lake for fishing. Both allow canoes and kayaks. Tennis/Pickleball court and a community clubhouse are also available to owners and their guests. Less than an hour to Asheville or Greenville/Spartanburg Airports

Single Family

  • Price
  • $ 599,500
  • City
  • Tryon
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • POLK
  • Half Bathrooms
  • 1
  • Area
  • Polk County
  • Lot Size
  • 2.89 Acres
  • Zip
  • 28782
  • Sqr Footage
  • 3,110
  • Year Built
  • 1992
  • Style
  • MLS#
  • 4293286
Listed By: NorthGroup Real Estate LLC; btessener1@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 3110
Sewer Septic Installed
Heating Heat Pump
Cooling Heat Pump
Utilities Electricity Connected,Propane,Underground Power Lines
Roof Architectural Shingle
Appliances Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer/Dryer
Zoning MX
HOA Fee 1001
Garage Spaces 1
Patio/Porch Features Deck
Construction Materials Wood
Year Built 1992
View Long Range,Mountain(s),Year Round
Levels One
Property Subtype Single Family Residence
Parcel Number P25-200
Waterfront Features Beach - Public,Dock
Community Features Clubhouse,Gated,Lake Access,Tennis Court(s),Walking Trails
Additional Parcels Description P25-201,P25-219
Assoc Fee Paid Per Semi-Annually
County Polk
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Melrose Mtn
Garage Y/N Yes
Full Baths 3
Directions From I-26 take NC Exit 67,go around the round-a-bouts towards Tryon. Follow to the IGA Grocery Store in Tryon,turn right on Carolina Dr. Follow Carolina Dr towards the top - it turns into Hogback Mtn
High School Polk
City Tryon
Body of Water Melrose Mountain Lake
Association Name Melrose Mountain POA
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Tryon
Middle/Junior High School Polk
Additional Parcels Y/N Yes
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review
Tax Assessed Value 217736

Interior Features

Basement Finished,Walk-Out Access
Flooring Linoleum,Wood
Fireplace Features Den,Gas Log
Basement (Y/N) Yes
Window Features Insulated Window(s)
Fireplace Y/N Yes
Above Grade Finished Area 1660
Half Baths 1
Laundry Features Electric Dryer Hookup,Mud Room,Main Level
Total Bedrooms 3
Below Grade Finished Area 1450
Total Baths 4
SqFt Main 1660
Bedroom 2

Exterior Features

Parking Features Attached Garage
Lot Features Wooded
Water Source Community Well
Lot Size Area 2.89
Foundation Details Basement
Road Surface Type Concrete,Gravel
Door Features Insulated Door(s),Storm Door(s)
Road Responsibility Private Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Tryon Elementary School
Middle School Polk Middle School
High School Polk High School

Price History

8/26/2025 Listed $675,000
1/18/2026 4% - $649,000
5/18/2026 8% - $599,500

Property vs Zip Code Average in 28782

Price
AVG $620K
$600K
Year Built
AVG 1970
1992
Visits
AVG 101
18
Data Provided by Inside Real Estate®

545 Summit Road Tryon, NC is a Single Family Home for sale at $599500 with 3110 sqft and a lot size of 2.89 Acres Acre(s). 545 Summit Road Tryon has 3 bedrooms, 3 baths and was built in 1992. The property's zip code is 28782 which is in Tryon, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.