221 Flat Branch Trail

Mill Spring, NC
$ 349,000 Beds 3 Baths 2 Sq 1,588
Monthly Estimate* How much can I afford?

Hemlock Crossing in Mill Spring, Come quickly to see this BEAUTIFUL balanced 3B/2B Home w/2 car garage right off the kitchen then into the main living area w/soaring ceilings w/many extras on a Tranquil Private setting, located just 5.5 miles from Lake Lure & Ingres Grocery w/ Lake Adger having FREE Public access ramps for your Boat being ONLY 5 mins. away!! Only 14 mins. from Tryon Equestrian Center and 35 mins. to Asheville. Enjoy country living while still being close to Wineries, Shops, Restaurants & Great local Mill Spring schools!! Nestled on 1.24 towering acres, so relax, unwind on the inviting Front Patio or on your even more private back deck overlooking all of your many Deciduous Hardwoods of White Oaks, Red Oaks, Hickory, Maples, Poplars and more!! Perfect forever or part-time home or STR! This home is literally a Diamond among gems, offering both modern comfort, charm & privacy! Now new ability to have super fast Spectrum Internet Service!!! VERY MOTIVATED SELLER offering buyer $10,000 in concessions at closing!

Single Family

  • Price
  • $ 349,000
  • City
  • Mill Spring
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • POLK
  • Half Bathrooms
  • 0
  • Area
  • Polk County
  • Lot Size
  • 1.24 Acres
  • Zip
  • 28756
  • Sqr Footage
  • 1,588
  • Year Built
  • 2003
  • Style
  • Contemporary,Modern,Ranch,Traditional
  • MLS#
  • 4271037
Listed By: Agent Group Realty LLC; 828-755-5457
Data Source: Canopy MLS

Features

General

Living Area 1588
Sewer Septic Installed
Heating Central
Cooling Central Air
Utilities Electricity Connected,Phone Connected,Satellite Internet Available,Underground Power Lines
Appliances Convection Microwave,Dishwasher,Disposal,Dryer,Electric Oven,Electric Range,Electric Water Heater,Exhaust Hood,Ice Maker,Microwave,Refrigerator,Washer,Washer/Dryer
Garage Spaces 2
Architectural Style Contemporary,Modern,Ranch,Traditional
Construction Materials Vinyl,Wood
Pets Allowed Yes
Year Built 2003
Levels One
Property Subtype Single Family Residence
Parcel Number P52-170
Waterfront Features None
County Polk
New Construction No
Property Type Residential
HOA No
Subdivision Name Hemlock Crossing
Garage Y/N Yes
Full Baths 2
High School Polk
City Mill Spring
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Lake Lure Classical Academy
Middle/Junior High School Lake Lure Classical Academy
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo None
Construction Type Site Built
Restrictions No Representation
Tax Assessed Value 319211
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan

Interior Features

Basement (Y/N) No
Fireplace Y/N No
Above Grade Finished Area 1588
Laundry Features Electric Dryer Hookup,In Hall,Inside,Laundry Closet,Main Level,Washer Hookup
Total Bedrooms 3
Total Baths 2
SqFt Main 1588
Bedroom 3

Exterior Features

Parking Features Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Keypad Entry
Lot Features Private,Rolling Slope
Water Source Well
Lot Size Area 1.24
Foundation Details Crawl Space
Road Surface Type Concrete,Paved
Road Responsibility Publicly Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Lake Lure Classical Academy Elementary School
Middle School Lake Lure Classical Academy Middle School
High School Polk High School

Price History

6/14/2025 Listed $389,900
9/3/2025 3% - $379,000
11/10/2025 3% - $369,900
4/8/2026 2% - $364,900
8/6/2026 3% - $354,000
8/7/2026 3% - $344,900

Property vs Zip Code Average in 28756

Price
AVG $1.32M
$350K
Year Built
AVG 2000
2003
Visits
AVG 322
100
Data Provided by Inside Real Estate®

221 Flat Branch Trail Mill Spring, NC is a Single Family Home for sale at $349000 with 1588 sqft and a lot size of 1.24 Acres Acre(s). 221 Flat Branch Trail Mill Spring has 3 bedrooms, 2 baths and was built in 2003. The property's zip code is 28756 which is in Mill Spring, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.