2101 Harm Creek Loop

Mill Spring, NC
$ 2,235,000 Beds 3 Baths 3.5 Sq 3,198
Monthly Estimate* How much can I afford?

Nestled on a beautiful double lot, this exceptional land/home package offers an unparalleled living experience, combining luxurious design with panoramic long-range mountain views and vistas of the renowned Bright's Creek Golf Course. Set within the exclusive Bright's Creek Golf & Equestrian community, this home is the epitome of mountain elegance and modern comfort. The open-concept floor plan is perfect for both everyday living and entertaining, featuring soaring vaulted ceilings that create a sense of spaciousness throughout. The main floor is highlighted by a luxurious primary suite, offering privacy and convenience with direct access to the home’s living spaces. The lower level offers versatile living space, including a den and two ensuites. For even more potential, the room above the garage can be finished to suit your needs as an additional bedroom, office, or entertainment space. Located within the prestigious Bright's Creek development, known for its exceptional golf.

Single Family

  • Price
  • $ 2,235,000
  • City
  • Mill Spring
  • Bedrooms
  • 3
  • Full Bathrooms
  • 3
  • County
  • POLK
  • Half Bathrooms
  • 1
  • Area
  • Polk County
  • Lot Size
  • 3.24 Acres
  • Zip
  • 28756
  • Sqr Footage
  • 3,198
  • Year Built
  • 2025
  • Style
  • MLS#
  • 4198641
Listed By: Howard Hanna Beverly-Hanks; 828-699-5914
Data Source: Canopy MLS

Features

General

Living Area 3198
Sewer Private Sewer
Heating Heat Pump
Cooling Heat Pump
Utilities Cable Available,Fiber Optics,Natural Gas,Underground Power Lines,Underground Utilities
Roof Architectural Shingle
Appliances Dishwasher,Microwave,Oven,Refrigerator
Development Status Land/Home Package
HOA Fee 657.43
Garage Spaces 2
Construction Materials Hardboard Siding,Stone
Year Built 2025
View Long Range,Mountain(s),Year Round
Levels 1 Story/F.R.O.G.
Property Subtype Single Family Residence
Parcel Number P29-444
Elevation 2000
Community Features Clubhouse,Elevator,Fitness Center,Gated,Golf,Pond,Stable(s),Tennis Court(s),Walking Trails
Additional Parcels Description P29-401
Assoc Fee Paid Per Quarterly
County Polk
New Construction Yes
Property Type Residential
HOA Yes
Subdivision Name Brights Creek
Garage Y/N Yes
Full Baths 3
Directions Hwy 9 to Silver Creek to Palmer Rd to the Brights Creek Gate. Appointment required to enter Brights Creek.
High School Polk
City Mill Spring
Association Name Brights Creek Club
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Polk Central
Middle/Junior High School Polk
Builder Name Buchanan Construction
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Restrictions Architectural Review,Deed,Manufactured Home Not Allowed,Short Term Rental Allowed,Subdivision
Tax Assessed Value 85000
Listing Terms Cash,Construction Perm Loan

Interior Features

Basement Finished
Flooring Tile,Wood
Fireplace Features Great Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 1687
Half Baths 1
Laundry Features Mud Room
Total Bedrooms 3
Below Grade Finished Area 1511
Total Baths 4
SqFt Main 1687
Bedroom 1

Exterior Features

Parking Features Attached Garage
Lot Features Views
Water Source Community Well
Lot Size Area 3.24
Foundation Details Basement
Road Surface Type Concrete,Paved
Road Responsibility Private Maintained Road
Main Level Garage YN Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Hickory, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Polk Central Elementary School
Middle School Polk Middle School
High School Polk High School

Price History

11/7/2024 Listed $2,346,570
4/16/2026 5% - $2,235,000

Property vs Zip Code Average in 28756

Price
AVG $1.3M
$2.24M
Year Built
AVG 2000
2025
Visits
AVG 316
897
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

2101 Harm Creek Loop Mill Spring, NC is a Single Family Home for sale at $2235000 with 3198 sqft and a lot size of 3.24 Acres Acre(s). 2101 Harm Creek Loop Mill Spring has 3 bedrooms, 3 baths and was built in 2025. The property's zip code is 28756 which is in Mill Spring, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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